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You are now leaving the Access Financial Services, Inc. Website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) Website.

Schwab is a registered broker-dealer, and is not affiliated with Access Financial Services, Inc. or any advisors whose names appear on this Website. Access Financial Services, Inc. is independently owned and operated. Schwab neither endorses nor recommends Access Financial Services, Inc. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor.

Schwab has agreements with Access Financial Services, Inc. under which Schwab provides Access Financial Services, Inc. with services related to your account. Schwab does not review the Access Financial Services, Inc. Website, and makes no representation regarding the content of the Website. The information contained in the Access Financial Services, Inc. Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.