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Executing your estate plan: Selecting a Trustee

While minimizing taxes and planning for the eventual disposition of your assets are important aspects of estate planning, selecting the best people and/or organizations to carry out your wishes when you are no longer able is often one of the most difficult decisions. It is important to consider a number … Read More

Buy or Lease Your Next Vehicle

When it’s time to get a new vehicle, it is worth considering whether buying or leasing is the best option. This flowchart may help guide you or someone you know through the buying versus leasing decision. If you would like to discuss whether buying or leasing is more appropriate for … Read More

Bonus Pay for MN Frontline Workers

We recently received notice from the Minnesota Department of Labor and Industry (MN DLI) regarding bonus pay for COVID-19 frontline workers.  We thought it would be helpful to share and, although it may not apply directly to you, it may for your family members or friends. The notice states “To … Read More

Considerations when updating your estate plan

Creating an estate plan takes time and energy. It always feels good when the planning is done and the documents have been finalized. Like almost everything related to financial planning, priorities, assumptions, expectations, and relationships tend to evolve over time making it important to review your estate plan on a … Read More

MILESTONES RELATED TO FINANCIAL PLANNING

Age is more than just a number when it comes to financial planning. Certain ages have implications for retirement plan distributions, while others are related to benefits you may qualify for. The table below may be of interest illustrating important age-based milestones. If you would like to discuss how any … Read More

AM I AT RISK FOR IDENTITY THEFT?

Cyber threats and identity theft are risks almost everyone faces.  Most of us use personal data in one form or another to perform a myriad of tasks including accessing financial accounts, email, social media sites, online shopping, and other password-protected websites/portals/software applications. Criminals are well aware of this and are … Read More

RETIREMENT INCOME PLANNING

Retirement income planning is one of the primary reasons people engage in financial planning. In most cases, retirement income planning is a two-step process: a long period of gradual asset accumulation leading up to retirement, followed by a long (hopefully) period of distribution during retirement. There are numerous strategies that … Read More

A Question of Value

In 2016, we  surveyed a number of our clients on a variety of topics. One of the “questions” related to understanding the level of our clients’ perceived value in working with us was: “I receive good value for the fees I pay” – a question that seemed pretty straightforward as … Read More

Three Reasons Everyone Needs an Estate Plan

Estate planning is important on so many levels. And it’s not just for the wealthy.  Having a basic estate plan in place is essential for everyone – from avoiding confusion to caring for the loved ones you leave behind to being sure they are the ones who receive your legacy, … Read More